Frequently asked questions

We can help you to build a clear and accurate picture of the marital estate and its current value, and which assets are available and which are tied up or have conditions associated with them. By presenting this information clearly a just and workable division of the marital estate can be achieved, thus saving significantly on solicitors’ fees and creating a positive way forward for both parties.

To support you we can help you to set your goals, identify what you have accumulated so far and work out what needs doing from now on. We can also help you work out whether using financial products is the answer (sometimes it is not), and if so the features you want from any new purchases, such as having access to your money, internet based valuations, low charges, low taxation etc.

We can help you to work out the rate of interest being charged on your debt (say 8% each year), and the rate of interest you can earn by investing the £3,000 (say 6% each year). Typically the rate of interest charged on debt is higher than the interest you can safely earn with an investment, which means you are generally better off paying off your debt.

We can help you to build a clear and accurate picture of your assets and their value, and which assets are available and which are tied up or have conditions associated with them. We can also support you in identifying and setting your goals and work out what needs doing from now on. We can also help you work out whether using financial products is the answer (sometimes it is not), and if so the features you want from any new purchases, such as having access to your money, internet based valuations, low charges, low taxation etc.

We can help you to build a clear and accurate picture of your mother’s sources of income, and the current value of her estate, including which assets are available and which are tied up or have conditions associated with them. We can also support you in identifying and setting goals for your mother, and work out what needs doing from now on.

We can help you to identify the costs involved, when they might arise and develop potential strategies for meeting them. Most fee-paying schools are happy to disclose their fees on request.

For a self-employed person, it could be a case of targeting a higher amount of turnover for future years and then focusing on new business strategies to reach that. For employed persons it could be a case of improving your qualifications and skills and seeking more highly paid positions.

It could also be as simple as talking to the grandparents and finding out what plans or ideas they have.

We can help you to work out how much money you want to provide for a given circumstance, and the potential cost associated with that cover. We can also help you work out the features you want from any new purchases, such as low cost, fixed premiums, fixed cover etc. We can also help you to negotiate with a financial adviser to get the best deals.